1 EVIDENCE IN THE EVENT OF AN ACCIDENT
Sometimes it’s just not that easy to describe what happened in an accident, and, particularly in circumstances which might normally be considered to be your fault, you might need some evidence to support your claims. For example, a car backing into you on the street would almost certainly put you at fault if the other driver claimed that you hit them from behind.
2 PROTECTION AGAINST INSURANCE FRAUD
You only have to glance at Youtube to see some of the kinds of scams that insurance fraudsters have come up with to get you (or your insurance company) to pay up.